Terms of Service

Effective Date: 02/18/2026

1. Legal Entity & Business Identity

This website is operated by TNT Elite, Inc., a corporation organized and existing under the laws of the United States, doing business as BB Insurance Advisors ("Company," "we," "us," or "our").

BB Insurance Advisors is a registered DBA of TNT Elite, Inc.
Bearded Broker and Tyler A. Mason are brand identifiers only and are not separate legal entities.

All services, content, and communications provided through this website are offered solely by TNT Elite, Inc., DBA BB Insurance Advisors.

2. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with these terms, you must discontinue use of the website immediately.

3. Scope of Services

BB Insurance Advisors provides insurance education, consultation, and assistance related to health and life insurance products, including Medicare-related information where applicable.

We do not:

Guarantee coverage approval

Guarantee pricing, benefits, or eligibility

Make enrollment decisions on behalf of any carrier

Replace the role of insurance carriers, underwriters, the Centers for Medicare & Medicaid Services (CMS), or other government agencies

Final coverage decisions are made exclusively by insurance carriers and applicable regulatory bodies. Medicare plan availability, benefits, and eligibility are determined solely by CMS and participating insurers.

4. No Professional Guarantees

Information provided on this website is for general informational purposes only and should not be considered legal, tax, or financial advice.

Insurance plans, benefits, costs, and eligibility requirements are subject to change without notice. You are responsible for verifying plan details before enrollment.

5. User Responsibilities

By using this website, you agree that you will:

Provide accurate and truthful information

Use the website for lawful purposes only

Not misuse forms, contact methods, or communication channels

We reserve the right to refuse service to anyone who abuses, misrepresents, or misuses our services.

6. Communications & Consent

By submitting your contact information through this website, you consent to receive calls, text messages, and emails from BB Insurance Advisors related to insurance education, consultation, appointment scheduling, service updates, and occasional informational or promotional communications.

Text messages may be sent using automated technology. Message frequency varies and may include recurring messages. Message and data rates may apply.

Consent is not a condition of purchase.

You may opt out of text messages at any time by replying STOP. For assistance, reply HELP or contact us directly using the information below. You may unsubscribe from email communications using the unsubscribe link included in our emails.

7. Intellectual Property

All content on this website—including text, graphics, logos, branding, design elements, and layout—is the property of TNT Elite, Inc. and may not be copied, reproduced, distributed, modified, or republished without prior written permission.

8. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, security, or privacy practices of those websites.

Use of third-party sites is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, TNT Elite, Inc., DBA BB Insurance Advisors shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of this website or reliance on its content.

10. Indemnification

You agree to indemnify and hold harmless TNT Elite, Inc., its officers, directors, employees, agents, and affiliates from any claims, damages, liabilities, losses, or expenses (including reasonable attorney’s fees) arising from your misuse of the website or violation of these Terms of Service.

11. Data & Privacy

Your use of this website is also governed by our Privacy Policy. By using this website, you acknowledge that you have reviewed and understand our Privacy Policy.

12. Modifications

We reserve the right to update or modify these Terms of Service at any time. Changes will be effective immediately upon posting to this website.

Continued use of the website constitutes acceptance of the revised Terms of Service.

13. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to conflict of law principles.

14. Venue & Jurisdiction

Any legal action or proceeding arising out of or relating to these Terms of Service or use of this website shall be brought exclusively in the state or federal courts located within the State of Missouri. You hereby consent to personal jurisdiction and venue in such courts.

15. Contact Information

For questions regarding these Terms of Service, please contact:

BB Insurance Advisors
A DBA of TNT Elite, Inc.
107 Quaint Dr.
Gainesville, MO 65655
(417) 989-2370
[email protected]

End of Terms of Service